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Your Online Quote is an estimate of coverages, limits and deductibles based on the information you provide and certain assumptions we make (including, for example, assumptions about you, other drivers in your household, and vehicle usage). A quote is not a contract, binder, or agreement to extend coverage. Your actual premium may be higher or lower based on a number of factors, including: additional information you provide or we obtain; the coverages, limits and deductibles you choose; any applicable discounts; additional underwriting and rating criteria; and the date coverage becomes effective. If you decide to purchase a policy through us, we will utilize various consumer reports, that may include insurance scoring, driving record, claims history, registered vehicles and licensed drivers in your household to the extent permitted by law, to confirm the exact risk and premium. Online Quotes are calculated assuming drivers have not had any tickets or accidents within the past three years. For drivers with more than one speeding ticket or accident within the past three years, we may still be able to offer you a competitive rate. However, due to the variables involved, you should contact your local Farm Bureau Insurance agent for a more accurate quote. Our insurance products are only available to residents of Tennessee who are members of the Tennessee Farm Bureau Federation (annual dues $25).
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